What mortgage company is best to deal with a first time home buyer and w/ bad credit?

Home Mortgage 4 Comments »
queenofsiberia asked:


My credit is bad but I’d like to buy home. I’m paying rent and I should be paying a morgage for the price is less per month.

Where should I go to and what do I need to get approved?

How long does it take to get approved?

Real Estate people HELP!

Can you help me get my home???

Ronald

Is it possible to get a home loan of $100,000 if you have bad credit but make $45,000 per year?

Home Mortgage 6 Comments »
Jamie asked:


J& #39; espère that d& #39; to buy my première house more quickly. I am fatigué of l& #39; apartment of lifestyle, but j& #39; have a bad dimension of crédit because of certain bad habits, j& #39; had in the passé. It is possible d& #39; to obtain a prêt of 100.000 dollars if you do have a bad dimension of crédit, but to make of $ 45,000 by année?

Nathan

Is there any way for a very low income person with bad credit to get a home loan?

Home Mortgage 9 Comments »
bolinger81380 asked:


J& #39; have a très bad dimension of crédit and très few incomes, but cannot allow a small house of payment. Quelqu& #39; one knows oà ¹ I can find a company prête à to approve a prêt, under these conditions?

Elsie

When you apply for a home loan does it effect your credit?

Home Mortgage 5 Comments »
Angel asked:


We will be out of debt this month, but i have found out recently that paying off your debt wont really change your credit until you start to rebuild, so i want to go ahead and start to see what kind of home loans/ VA loan i can be approved for. However, i want to know if applying and being denied or applying too many times will effect my credit. This will be our first home so I want to look around to get the best offer, but i dont want that to look bad on my credit. My husband is military so VA loan is a possability too. Please let me know if you have any info. Thanks
Can you get a quote on an interest rate without it effecting your credit so you know what to expect before you actualy apply for a loan? Like doing the qoutes online through certian compainies, will that effect my credit?
Does pre-qualifying effect you credit?
My husband is on active duty in Arizona right now, but were from Mississippi so were living out here but were going back to Mississippi at the end of the year, we have no home there so we have reseach everything out here before we go home, thats were some of the problems start. how do you get pre-qualified from across the country?

Theresa

Looking for a mobile home mortgage with bad to medium credit?

Renting & Real Estate No Comments »
home mortgage
Deby asked:


We have land with approximately 25000 equity in it. Owe 7500 and want to use the equity towards the purchase and pay the land off and refinance it with the mobile home loan. but due to my brother having his 35 year old mobile home on my property I am having a problem finding a lender that will do this. His home is in his name and is not part of the appraisal on my property. Our credit scores are approx 540 to 600 not sure of the exact figure. Does anyone know who can help us?
We wish to purchase a 2006 or 2007 new mobile home from a dealer.We have land with approximately 25000 equity in it. Owe 7500 and want to use the equity towards the purchase and pay the land off and refinance it with the mobile home loan. but due to my brother having his 35 year old mobile home on my property I am having a problem finding a lender that will do this. They want us to split the property into 2 deeds. Due to zoning restrictions we cannot do this. His home is in his name and is not part of the appraisal on my property. Our credit scores are approx 540 to 600 not sure of the exact figure. Does anyone know who can help us?

Phillip